*APR=Annual percentage rate. Payments revealed do not include relevant fees and you may insurance rates. Possessions must be a manager-occupied step one-4 house inside New jersey or Cash County, PA. (Waived for first big date individuals). Financing over $150,one hundred thousand up to $249,999; $225 (step 1 friends), $450 (2-cuatro family). Funds off $250,100000 or maybe more: $3 hundred (1 nearest and dearest), $450 (2-cuatro family unit members); however, should your mortgage was shielded by the property away from 2,800 sqft or higher a charge of $five hundred would-be billed. Earlier Spencer candidates (in the last 12 months) and you will Spencer refinances could well be recharged an application Payment no matter what financing amountmitment Commission from $150 try charged into the all fund.Continue reading→